5/17/2012

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Finance Topic of the Month: The growth of your assets depends on your goals and how you treat your investments.

Grants for Students...

Social Security: Although medicaid may be a big help if you become ill and require long term care in a nursing home, it could also become a nightmare as far as your assets are concerned.

Real Estate: Once you make the decision to buy a home, you will want to take steps to ensure that your experience is a pleasant and positive one.

Book of the Month



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Buying A Home?

If you are thinking about buying a home, you should get pre-approved first.

When buying a home, you need every advantage you can get. With the economy stabilizing and job growth increasing ever so slightly, more people are starting to look at buying homes and finding that it is more difficult than ever. Although there are literally thousands of homes on the market, most of them being foreclosures, banks are not willing to haggle with people who come to the table unprepared. Banks are looking for qualified buyers who have cash or have already been pre-approved for a loan.

In reality, most buyers in today's real estate market are investors who are competing to buy short sales and auction properties with regular buyers. Investors are swooping up these properties, not to live in, but to keep for long term rental purposes. They can afford to hold on to the properties until the real estate market turns around and equity in their properties start to grow.

Wise investors know that real estate is still good to invest in, regardless of what the so called financial experts are saying. Savvy investors know that sooner or later the real estate market will start to grow again and they are preparing for it by buying as many properties as they can get their hands on, especially at today's low prices.

Buyers who can't pay cash for property but have good income and good credit can compete with..........

 

"The tragedy of life doesn't lie in not reaching your goal. The tragedy lies in having no goals to reach."
~Benjamin Mays~

 

Tips To Protect Against Bank Account Scams

Criminals have become very sophisticated in the way they commit banking fraud.

Banking scams have become a major problem for banks, law enforcement officials, and especially for consumers. Criminals have become very sophisticated in the way they commit banking fraud and many people are getting scammed out of their hard earned money and good credit scores.

If you get scammed, immediately file a report with your local police department. Talk with a bank representative and report it to the Federal Trade Commission. Although you may take the necessary steps in reporting the crime and doing what it takes to resolve the issues, you may still be liable for any losses that you incur.

There are ways to protect your checking, savings, and other bank accounts from falling into the hands of scam artists.

  • Never give out personal information over the internet. Banks will not ask you to update or confirm your account information online.
  • If you receive phone calls asking about your bank accounts or if they want personal information, ask them for a number that you can use to return the call. Then call your bank or go into your local branch to ascertain the reasons for the unsolicited calls.
  • If you think that there is suspicious activity on any of your bank accounts, contact your..........

 

Think Smart...

Money saving tip of the week...

Around The Home...

Lifestyles...

Books make excellent gifts...

Travel Photos...

Definition of the week...What are fossil fuels?

 

"Any change, even a change for the better, is always accompanied by drawbacks and discomforts."
~Arnold Bennett~

 

Guerrilla Marketing for Job Hunters 3.0
How to Stand Out from the Crowd and Tap Into the Hidden Job Market using Social Media and 999 other Tactics Today
by Jay Conrad Levinson and David E. Perry

The latest strategies for job hunters revealed in this revised and updated edition.

This new Third Edition features the latest job-hunting strategies for the Information Age. You'll discover key techniques to reach hiring managers at the employers you want to work for most. New chapters integrate using social media and social networking tools like Facebook, Twitter, LinkedIn, and ZoomInfo in your job search, along with case studies from successful guerrilla job hunters that detail what works in today's hyper competitive job market with commentary from America's top recruiters.

  • Present your skills in creative new ways that stand out in today's hyper-competitive job market
  • Employ little-known search engine optimization tricks used by top headhunters
  • Integrated web site updated bi-weekly to remain state-of-the-moment
  • Part of the Guerrilla Marketing Series, the bestselling marketing book series

The job search process has changed drastically in the past few years. Turn these changes to your advantage and make your search successful with Guerilla Marketing for Job Hunters 3.0.

 

 

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