Balancing Your Budget
It is very important to your financial health that you know how to spend and save effectively.
Learning how to balance your budget and keeping tabs on your money is a basic chore. If you are not balancing your budget, it could mean that you are wasting money needlessly and don't have a clue where you are spending it. It is important to pay attention to what is happening with your money because if you don't, you may end up with financial problems such as bankruptcy, foreclosure, eviction from your apartment, a vehicle repossession, and a very low credit score.
This is as true for high income earners as well as for low income earners. That is why many people hire financial planners and accountants to keep their budget's balanced, but, the average person can do it themselves. Even if you decide on a very basic system of budgeting, find the one that works for you and then faithfully adhere to it. A balanced budget might mean taking some tough steps to insure you stay on course.
It is always important to curb excessive spending, whether you do it to balance your budget or to save some money. It may not seem that important at first, but if you start controlling your debt, you will see a big difference in the money you can save.
Sometimes you may not even be aware of what is going on in your own bank account or your pocketbook until it is too late. Whether your indulgence is eating out at expensive restaurants, buying the latest fashions, new cars, entertaining, or keeping up with the latest electronic gadgets, you may need to........
"Learn to enjoy every minute of your life. Be happy now. Don't wait for something outside of yourself to make you happy in the future. Think how really precious is the time you have to spend, whether it's at work or with your family. Every minute should be enjoyed and savored."
Your Social Security Benefits
The age in which you decide to start collecting your Social Security benefits is very important.
With people living longer than ever before, it has become very important to plan for your retirement years in a way that will give you the maximum amount of income for the maximum amount of years. You should take into account the incomes you will receive, not just from your employer based retirement plan and other investments, but also the benefits you will receive from Social Security.
Social Security benefits are a very important source of income for most people. As a matter of fact, most elderly people grow to rely on Social Security as their main source of income. It helps them maintain a lifestyle that they wouldn't be able to lead otherwise.
Did you know that over half of all Americans file for Social Security benefits at age 62? This is the earliest age, depending on the year you were born, that you can start receiving benefits. Click here to view the Social Security age chart.
The age you decide to start collecting your Social Security benefits is very important. This is because you can boost your lifetime payout of Social Security income if you delay collecting it by just a few years. Does it make sense for you to wait? It depends on your financial health at the time of........
Congratulations 2015 NBA Champions Golden State Warriors
The National Basketball Association (NBA) is a professional basketball league with franchises located in major metropolitan areas in the United States and Canada. During preseason, games are sometimes played in cities outside North America.
Today, there are 30 teams in the NBA which is divided into two conferences, the east and the west. Each conference has three divisions and each division has........
"Never let the future disturb you. You will meet it, if you have to, with the same weapons of reason which arm you against the present"
The Lean Entrepreneur
How Everyday Entrepreneurs Are Navigating Risk And Uncertainty
You are not a Visionary... yet. " The Lean Entrepreneur" shows you how to become one. Most of us believe entrepreneurial visionaries are born, not made. Our media glorify business outliers like Bezos, Branson, Gates, and Jobs as heroes with X-ray vision who can look to the future, see clearly what will be, imagine a fully formed product or experience and then, simply make the vision real.
Many in our entrepreneur community still believe that to be visionary, we must merely execute on a seemingly good idea and ignore all doubt. With this mindset, companies build doomed products in a vacuum; enterprises make ill-fated innovation investment decisions; and employees and shareholders come along for an uncomfortable ride.
Falling prey to the Myth of the Visionary confuses talented entrepreneurs, product managers, innovators and investors. It leads us to heartbreaking, costly and "preventable" failures in new product and venture development.
"The Lean Entrepreneur" moves us beyond this myth. It combines powerful customer insight, rapid experimentation and easily actionable data from the Lean Startup methodology to empower individuals, companies, and entire teams to evolve their vision, solve problems, and create value at the speed of the Internet. Anyone can be visionary.