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Quotes that inspire and motivate

A list of holidays, events, and special dates in the month of April

Scholarships For College Tuition: Click here for a list of scholarships that are offered in your state.

Starting a Business: The most important aspect of any successful business is cultivating and maintaining customer loyalty. When customers feel that service is good and their business is appreciated, they will come back........

Grants For College:
Getting a college education is very expensive. Click here for a list of grants that can help you pay your tuition costs.

Social Security: Social Security Goes All Electronic: Federal benefits now paid by direct deposit or prepaid debit card. Paying benefits electronically is safer, faster, and more........

Credit and Debt: It is very important to pay attention to what is happening with your money because if you don't, you may end up with financial problems such as........


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Scholarships Found In Each State

You can find scholarships and grants offered by individuals, government entities, corporations, etc., in each state and the District of Columbia.

There are literally thousands of scholarships offered to college students by private and government agencies throughout the country. Many scholarships are given by large business enterprises, small businesses, local businesses, private citizens, schools, churches and banks.

Check with your states' Department of Education for a list of scholarships being offered in your state. There are also many grants, loans, and other financial aid packages available that you won't find out about unless you do some serious research.

As a student, you have to do your homework and start your scholarship search as early as your sophomore and junior years of high school. Even though you may not be able to apply for certain scholarships until your junior or senior year of high school, it is to your advantage to get a head start on knowing where to apply and what the criteria is for applying.

Some agencies or individual entities may require you to fill out an application or other forms and submit your transcripts while others may simply ask for an essay on a particular subject along with your high school and or college transcripts.

Start with local scholarships first, even though they may be of a smaller dollar amount, because most local scholarships go to local students. It is sometimes harder to get the larger scholarships because those are the ones that most........


"It better to be second out of a thousand than first out of one."
~Shujah Qadir~


Social Security

Medicaid (Property And Estate Transfers)

There are certain criterias' that have to be met involving time period restrictions on transfers of real estate and other assets in your estate that may either qualify, or disqualify, you if those criteria are either met, or not met.

Under the rules of Medicaid coverage, each state operates its own programs concerning coverage and time limitations on transfers of property, while Congress and the federal Centers for Medicare and Medicaid Services (CMS) make the defining regulations under which Medicaid operates.

As a result, the rules and regulations regarding property transfer timeframe's may be somewhat different in each state, thereby making it necessary for you to contact the Medicaid office in the state in which you live.

Congress has decreed that a penalty shall be imposed on people who transfer assets without getting fair market value in return. In other words, you can't give your property to your children or someone else and then move into a nursing home and expect to qualify for Medicaid.

Any property transferred by you or your spouse, whether it is sold, traded, given away, or conveyed in any manner within those timeframe's, especially property that is transferred for below market value, can make you ineligible for Medicaid services such as basic care, nursing facility care, or any home or community based services.

Certain resources can be transferred without incurring penalties such as assets transferred to your........


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Definition of the week...What is Overdraft Protection?


The National Basketball Association (NBA)

The National Basketball Association (NBA) is a professional basketball league with franchises located in major metropolitan areas in the United States and Canada. During preseason, games are sometimes played in cities outside North America.

Today, there are 30 teams in the NBA which is divided into two conferences, the east and the west. Each conference has three divisions and each division has........


"It is always the right time to become who you were meant to be."
~Paul V. Harris~


Multiple Streams of Income

How To Generate A Lifetime of Unlimited Wealth!
by Robert Allen


In "Multiple Streams of Income", bestselling author Robert Allen presents ten revolutionary new methods for generating over $100,000 a year - on a part-time basis, working from your home, using little or none of your own money. For this book, Allen researched hundreds of income-producing opportunities and narrowed them down to ten surefire moneymakers anyone can profit from. This revised edition includes a new chapter on a cutting-edge investing technique.

Would you like multiple streams of lifetime income flowing into your life?

If you answered "YES!", then you will profit from Robert G. Allen's new book, Multiple Streams of Income. In these pages, the bestselling author of the #1 megahits Nothing Down and Creating Wealth will teach you how to create Multiple Streams of Lifetime Cash Flow. You'll learn 10 revolutionary new methods for generating over $100,000 a year-on a part-time basis, working from your home, using little or none of your own money.

Bestselling financial author and mentor Robert Allen has researched hundreds of income-producing opportunities and narrowed them down to 10 surefire moneymakers for the new........



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