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Sports and Money

Quotes that inspire and motivate

A list of holidays, events, and special dates in the month of September

Scholarships For College Tuition: Click here for a list of scholarships that are offered in your state.

Finance Topic of the Month: Tithe to your own financial health: The first check you write each month should be to your.......

Investing Wisely: A Keogh Plan is a retirement plan that you may be set up if you are self employed with net earnings after gross income is........

Grants For College:
Getting a college education has become very expensive. Click here for a list of grants that can help you pay your tuition costs.

Social Security: Start padding your Social Security income as early as possible. It will make a big difference when........

Credit and Debt: Good credit is a valuable tool. It can be used as a means to increase your wealth. There are many........


Book of the Month




Real Estate: Short Sales

Selling your property under a "Short Sale" agreement may be beneficial to you and your lender.

Homeowners who are behind on their monthly mortgage payments can get relief by selling their property before the lien holder actually forecloses on them. They can forego foreclosure by negotiating with their bank or mortgage company in what is called a "short sale" agreement.

In a short sale agreement, both the bank and the seller can cut their losses and come out ahead in the long run. In most cases, the seller is not allowed to walk away with any money but they don't end up with a foreclosure on their credit report. Although the number of missed payments will show up on your credit and may keep you from being able to get another home loan for three to four years, it is better than a foreclosure which may remain on your credit for up to ten years.

While in many areas home prices are still low and many people can't sell because their homes because they are worth less than what they owe on them, a short sale may be the only way out for the seller and it may work to the benefit of the bank.

A short sale may help a bank net higher returns on the sale of home as opposed to taking it back through foreclosure. The positive net for the bank could be as much as 10 percent or higher. This is the reason that banks may be willing to to participate in a short sale.

The short sale has to make financial sense to the bank. It cuts down on the fees that it would have to pay, such as the cost to hire attorneys, real estate agents to put the property back on the market for resale, drawing up and filing........



"Reflect upon your present blessings, of which every man has many; not on your past misfortunes, of which all men have some."
~Charles Dickens~


Filing For Bankruptcy

Who are the people who file for bankruptcy protection and is filing for bankruptcy such a bad thing?

More than likely, you probably know someone who has filed for bankruptcy at some point in their life. It may be a neighbor, a friend, or maybe your own mother and father. They just don't talk about it.

Filing for bankruptcy could actually be a good thing for most people who file. But over the years, the people who filed for bankruptcy were looked down upon so if a person had to file, he often felt ostacized by his friends and family and the general public.

Although most people still keep their bankruptcy filing to themselves, it is not nearly as unsettling as it used to be. Filing for bankruptcy today is a more common practice and it is not looked upon as such a bad thing.

Just thinking about having to go through the process is scary enough but it really isn't all that bad. There are some pitfalls involved but most people get through........



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Money saving tip of the week...

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Definition of the week...What are Streams of Income?


Sports and Money

As long as there are people, there will be activities that can be, and will be, considered sports.

Many industries have developed around sports and sports related activities. Not only do athletes make money playing professional sports, but there are millions of individuals who exercise and play sports on a daily basis who........


"Remember, very few people in life can achieve greatness on their own. Life change tends to be a team effort, and the more people you have encouraging you, the more you will be inclined to take the steps necessary to craft a better, brighter future for yourself."
~Dr. Daniel T. Drubin~



This business classic is an insightful and engaging look into corporate and financial life in America
by John Brooks

What do the $350 million Ford Motor Company disaster known as the Edsel, the fast and incredible rise of Xerox, and the unbelievable scandals at General Electric and Texas Gulf Sulphur have in common? Each is an example of how an iconic company was defined by a particular moment of fame or notoriety.

These notable and fascinating accounts are as relevant today to understanding the intricacies of corporate life as they were when the events happened.

Stories about Wall Street are infused with drama and adventure and reveal the machinations and volatile nature of the world of finance.

John Brooks’s insightful reportage is so full of personality and critical detail that whether he is looking at the astounding market crash of 1962, the collapse of a well-known brokerage firm, or the bold attempt by American bankers to save the........

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