7/19/2008

MoneyMatters101.com Home Credit Information Building Credit Credit Help Credit Secrets Damaged Credit Deal with Creditors First Credit Cards Late Payments Low Interest Managing Credit Prevent ID Theft Rebuild Credit Reduce Credit Debt Store Credit Cards Visa Credit Links Email Us Credit Report Credit Score Apply for a $300 Scholarship	Payment Information on Credit Reports Credit is your reputation for repaying debts on time. How long does Payment Information stay on Credit? Positive information stays on your credit report forever.  Negative information stays on your credit report for 7 to 10 years from the original delinquency date. After 7 to 10 years, negative information is automatically deleted by the credit reporting agencies. Type of Information How Long on your report Positive Information Indefinitely Bankruptcy 10 years Late payments 7 years Accounts sent to collections 7 years Other Negative Information 7 years Lawsuits or Unpaid Judgments 7 years or more Information in response to a job application where the salary is over $75,000 Indefinitely Information reported because of a credit or life insurance application for over $150,000 Indefinitely	Featured Book Advertise on MoneyMatters101.com
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