5/10/2008

MoneyMatters101.com Home Credit Information Building Credit Credit Help Credit Report Credit Score Credit Secrets Damaged Credit Deal with Creditors First Credit Cards Late Payments Low Interest Managing Credit Prevent ID Theft Rebuild Credit Reduce Credit Debt Store Credit Cards Visa Credit Links Email Us Apply for a $300 Scholarship	Store-Specific Credit Cards vs. Major Credit Cards What is a Store-Specific Credit Card? A store-specific credit card is a credit card that is only valid at the store that gave it to you. For example, if you have a Target credit card, you can only use the card at Target stores. Store-specific credit cards usually have a higher interest rates that major credit cards like Visa, Mastercard and American Express. Where to get a Store-Specific Credit Card? You can only apply for a store-specific credit card at the specific store. For example, if you want a Target credit card, you have to apply for the credit card at a Target store. What is a Major Credit Card? Major credit cards are accepted in a wide variety of places and venues. The most common major credit cards are: Visa, Mastercard and American Express. Most major credit cards charge an annual fee. The amount of the annual fee depends on the bank that issued the card. Where to get a Major Credit Card? Most banks and financial institutions can provide a customer with an application for one of the major credit cards. The Best Type of Credit Card? The best type of credit card is a card with a low interest rate and a low late-payment fee.	Featured Book
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