| 3/21/2010 |
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Facts About Consumer Credit Some Facts You Should Know About Debt Consolidation Loans And Credit Counseling Agencies These agencies are third-party companies that negotiate better interest rates for your current debts and take over your bill-paying process. You send them biweekly or monthly payments, and they distribute these funds to each of your creditors. Again, on the surface this may sound like a smart decision, but their are some important facts you should consider before enlisting the help of this type of company.
Do Your Friends Cause You To Get Deeper In Debt? Your friends are important to you. They enhance your lifestyle, give you a sense of well being, make you feel needed, and most of all, they provide love and companionship. But..... Most of us have friends who make more money then we do, and it can put us in situations that are hard to handle. In fact, sometimes it can be downright stressful when you try to balance your friendship while keeping your finances in order. When your friends start spending freely, you may feel that you have to let them think that you can spend freely, too. Sometimes your friends can be your worst enemy when you are trying to meet your financial goals. When spending time with friends, you should always know your financial limitations. Be honest with them. Tell them when you can't afford to spend freely. Always know when to say no if you don't have the money to spend, especially if it causes you to take on unwanted debt. You have to live with the aftermath of your actions. If your friends are your true friends, they will understand if you can't..........
Money saving tip of the week... Definition of the week...For tax purposes, what is meant by Earned Income?
I Hate People! Kick Loose from the Overbearing and Underhanded Jerks at Work and Get What You Want Out of Your Job Jonathan Littman & Marc Hershon Face it, whether your company has 10 employees or 10,000, you must grapple with people you can't stand in the office. Luckily Jonathan Littman and Marc Hershon have written I HATE PEOPLE!, a smart, counter-intuitive, and irreverent turn on the classic workplace self-help book that will show you how to identify the Ten Least Wanted--the people you hate--while revealing the strategies to neutralize them. Learn to fly right by the "Stop Sign" (nay-sayer) and rise above the pronouncements of the "Know-it-None." I HATE PEOPLE! will teach you how to carve out more time for yourself by becoming a "Soloist"--one of those bold individuals daring to work alone or collaborate with a handful of other talented people....while artfully deflecting the rest. A contributing editor to Playboy, Jonathan Littman is the coauthor of the Art of Innovation and The Ten Faces of Innovation. He has also written eight books, including two nonfiction volumes about famous computer hackers, The Watchman and The Fugitive Game.
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