How Benefits Are Paid!

An Excerpt from the Social Security Administration Pamphlet: Understanding The Benefits

Social Security benefits generally are paid by direct deposit. Direct deposit is a simple, safe and secure way to receive your benefits. Be sure to have your checkbook or account statement with you when you apply. That information will be needed to make sure your monthly benefit is correctly deposited into your account.

If you do not want direct deposit, the Social Security Administration will make other arrangements to pay your monthly benefits.

Payment After Death:

If you had enough credits, a one-time payment of $255 also will be made after your death. This benefit may be paid to your spouse or minor children if they meet certain requirements.

Right To Appeal:

• If you disagree with a decision made on your claim, you can appeal it. The steps you can take are explained in The Appeals Process (Publication No. 05-10041), which is available from Social Security.
• You have the right to be represented by an attorney or other qualified person of your choice. More information is in Your Right To Representation (Publication No. 05-10075), which is also available from Social Security.

For more information on Social Security benefits, contact your local Social Security Administration Office or visit their website at www.socialsecurity.gov.

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